UmbervaneExpense notes

SMS Terms

Last updated: November 9, 2026.

INDEX 01

Program scope

Umbervane, a brand of The Nelson M Group LLC, operates Umbervane Expense notes.

Umbervane: Reading a savings-goal worksheet; Understanding a statement-legend symbol. INFORMATIONAL texts share requested guides; MARKETING/PROMOTIONAL texts introduce new articles only with separate consent. Website self-enrollment uses optional unchecked SMS consent. Frequency: up to 8 messages per month. We do not sell or share mobile opt-in data.

INDEX 02

Optional enrollment

The web enrollment route is https://umbervane.com/get-started.html. Visitors choose a topic and may separately select the optional informational box, promotional box, both or neither.

Text START to join will be offered only after a dedicated Trackly SMS sending number is allocated and activated. The support phone is not the Trackly SMS sender; keyword enrollment requires activation of that dedicated sender.

Consent is not a condition of purchase or requesting information. The program is intended for U.S. numbers only. Enrollment is subject to program activation and acceptance.

INDEX 03

Frequency and message costs

Message frequency may vary. You may receive up to 8 messages per month. Message and data rates may apply.

The limit is combined across all selected categories, not eight per category. This per-person limit is not an aggregate account-volume allowance.

INDEX 04

Stopping and restarting

Reply STOP, END, CANCEL, UNSUBSCRIBE or QUIT to opt out. Replying STOP ends your enrollment in Umbervane Expense notes, which covers both informational and promotional texts if you opted in to both. After opt-out, no more messages will be sent. Reply START to opt back in once the route is active.

INDEX 05

Help and contact

Reply HELP for help. In the Privacy Policy: Please message HELP to any of our numbers to receive help or information about the number..

Umbervane is a brand of The Nelson M Group LLC, owned and operated by The Nelson M Group LLC.

Umbervane support line: 855-671-0366

Email: support@umbervane.com

Mail: 14210 Culver Drive, Irvine, CA 92604.

Reply HELP to an active program message. The support line is not an SMS enrollment destination.

Example HELP reply after program activation:

Umbervane: For Umbervane Expense notes help, email support@umbervane.com or call 855-671-0366. Msg & data rates may apply. Reply STOP to opt out.

INDEX 06

Delivery and privacy

Carriers are not liable for delayed or undelivered messages. Browser dispatch alone does not confirm delivery or enrollment.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except as necessary to provide text messaging services (e.g., aggregators or telecom providers).

INDEX 07

Example messages

Post-enrollment confirmation

Umbervane: You're subscribed to Umbervane Expense notes for the informational and/or promotional categories you selected. Message frequency may vary. You may receive up to 8 messages per month. Msg & data rates may apply. Reply HELP for help, STOP to opt out. Terms: https://umbervane.com/sms-terms.html

Informational message

Umbervane: Requested reading: Reading a savings-goal worksheet. https://umbervane.com/savings-goal-worksheet.html Message frequency may vary. You may receive up to 8 messages per month. Msg & data rates may apply. Reply HELP for help, STOP to opt out.

Promotional message (only if you also opted in to promotional texts)

Umbervane: New from Umbervane: Understanding a statement-legend symbol. https://umbervane.com/statement-legend-symbol.html Message frequency may vary. You may receive up to 8 messages per month. Msg & data rates may apply. Reply HELP for help, STOP to opt out.